P2P

P2P file sharing, or peer to peer, basically allows one user to copy or download a file from another user's hard drive. Regular file sharing, according to Wikipedia, is the practice of distributing or providing access to digital media, such as computer programs, multimedia (audio, images and video), documents or electronic books. There are several different facets that utilize P2P file sharing. These include sharing music, through the music app Soundcloud, where users can listen to and add to playlist songs that are posted by other users, Youtube, where users can watch and share videos uploaded by other users, as well as through the Lending Club, which allows users to create loans with other users. I know, the last one is a bit shocking and the last thing you'd expect.